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  INDIA’S FIRST EXCLUSIVE HEALTH DISCOUNT CARD
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MEMBERSHIP ADVANTAGES
Beneficiary will receive 5-20 %
discounts on health care services.
Great discounts!
 
Up to 45% cheaper than other
remittance methods.
No hidden charges!
 
Receive official currency
exchange rate for your hardearned money.
No Loss!
 
Card Can be loaded online from
anywhere in the world.
No Boundaries!
 
All transactions digitally secured
by Entrust.
No Fraud!
 
The Most Extensive medical
provider network of its kind across India.
No Worries!
 
Card can be used only for health
related expenses.
Gift of Health!
 
Covers all aspects - Medical,
dental, hospital, health spa & fitness centers
Peace of Mind!
   
Become India Health Card member now. It costs only $7.00
Nominate your beneficiary in India. The card will be delivered to your beneficiary’s home within five working days.
Load health cash to your beneficiary’s India Health Card via internet instantly for a low transfer fee.
Beneficiary will receive quality health care services at a discount rate from our registered healthcare providers across India.
You can manage your account online and check your current balance, amount used, card reload and refund request etc.
 
   
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Why Use India Health Card
  Send money instantly from the comfort of your home for medical check up, diagnostic procedures, surgical procedures and all other health related service needs of your family in India.
  Your family and friends can save money by receiving services from any registered healthcare service providers across India at discount rate.
  We are NOT a money remittance company. You will receive prevailing official exchange rate for your hard-earned money
  Funds dedicated exclusively for health care services. Use our card as a health savings account for your family by loading the card at your convenience- view fee schedule.
  You can manage your account online and check your current balance, amount used,card reload and refund request etc.
  You can request for transfer of unused amount in your beneficiary's India Health Card into your bank account at any time. view refund policy
 
 
 
 
Money transfer costs NRIs over $10 bn every year
 
Carte Blanche
Posted online: Tuesday, April 26, 2005 at 1508 hours IST Updated: Tuesday, April 26, 2005 at 1512 hours IST
Money transfer companies in Britain and US are virtually stealing some $12 billion from those people, especially from India and the third world, who want to send small sums back home to families and friends.
To bring some kind of a regulation to these practices, the DFID has set up a new website, send money home.org, with details of the main remittance firms and information about fees, exchange rates, security and risks to help people transferring cash to relatives or friends in developing countries to find the best deals.
According to the IHT, "Despite scarce data on a phenomenon far more scrutinised in the Americas than Europe, the annual remittances flow from the UK in 2001 was around £2.3bn, 0.24% of Britain's gross domestic product, equivalent to 78% of the UK's overseas aid budget.
The DFID study compared around 18 firms, such as money transfer services and banks, sending typically small remittance amounts, of £100 or £500, to Bangladesh, China, Ghana, India, Kenya and Nigeria, which are, along with the Caribbean countries, the main destinations for remittances from the UK.
 
IHT said the cost of sending £100 varied from £2.50 to £40, 2.5%-40% of the sum, while fees for transferring £500 ranged from £4 to £40, 0.8%-8%, thus penalising people only able to afford to send small amounts. Transfer times using different systems varied from 10 minutes to 10 days.
America is the largest source of remittances. Researchers involved in US efforts to cut transfer costs suggest charges average 12.5%, suggesting at least $12bn a year is extracted from mainly low-wage migrants sending already taxed income to their families overseas.
The World Bank's Global Development Finance Report 2004 says transfer system fees need not be so high, since bank-to-bank "Swift" transactions cost around eight pence.
However, till law is not enacted to be applicable on the international level, Indians and poor people living in foreign countries will be paying usurious charges to feed their families back home.
 
 
 
Safe and Secure
Ensuring the security of financial transactions is our primary concern. We use state-of-the-art technology to protect
the integrity of your personal data
   
All confidential information transmitted between your browser and India Health Card is encrypted using the industry standard SSL (Secure Sockets Layer) protocol.
The servers we use to store your information are protected both physically and electronically. In addition, they
reside behind a firewall and are not directly connected to the Internet
We regularly audit our security policies to ensure the continued protection of your personal data
     
   
 
 
 
 
Extensive Provider Network | Safe and Secure | How IHC Works | Why India Health Card | FAQ’s